PROUDLY CANADIAN
Preparing for a mortgage application when self-employed
The self-employed dilemma In 2015, Statistics Canada released a report to the effect that there were at that time about 2.7 million people with self-employed...
Buying a new home? Where to begin
Dotting the “i’s” and crossing the “t’s” This is a well-quoted statement, which simply means getting the basics right and ensuring that everything is correct,...
Why Variable Mortgage rates are more popular lately among Canadians
Mortgage risk A general perception is that a variable rate mortgage although less costly than a fixed-rate mortgage does inherently have a greater risk factor....
Wait am I really getting the best mortgage rate?
Debt considerations The question of whether you are receiving the best available mortgage rate is one that is often asked by those who wish to...
Thinking of building a new home? Learn more about the Construction loan option
Construction and finance Designing and building a new home from ground level is a challenge in itself. However, when you must take into consideration the...
Newcomers to Canada looking to purchase their first home
There are many people who are considering starting new lives and investing their futures in another country, such as Canada. Or, it could be a...
Mortgage Insurance? Yes or No?
Mortgage insurance When buying a home with a 5 to 19.99 percent down payment, mortgage insurance is applied in the form of an extra premium....
Mortgage Broker or Bank: what should you do?
Balancing the property odds There are many and varied aspects of life in general that revolve around balances. This is seen in the present day...
Mortgage 101: Fixed vs Variable Rates
Fixed vs Variable mortgage rates Variable Rate Mortgage This is a mortgage in which the interest of mortgage rates is periodically changed to conform to market...
How to score a great mortgage when self-employed
The mortgage challenge As a self-employed person, having your own business offers various advantages, including independence. However, in some cases, it may seem that providers...