With a long career in the banking and mortgage industry, James Baker is the ideal agent for every mortgage need. James has experience in helping current home owners restructure debt, first time home buyers find their dream home and helping rest estate investors expand their rental portfolio. As an independent mortgage agent for The Mortgage Guys, James is well-equipped to assist every client.
James began a career in banking fresh out of college in the Niagara area. In the mid-1980s, James moved his family to Guelph and began working with the National Trust Company in the role of accredited mortgage specialist. In early 2000, James would change over to working with TD Canada Trust and continue to focus on real estate credit.
Passionate about the industry, James soon became increasingly frustrated over the regulatory changes that the government imposed on the industry. This led James to retire from the bank. He now works as an independent mortgage agent for The Mortgage Guys, able to provide quality mortgage solutions along with private financing sources to help every client.
James specializes in several areas of mortgage and finance thanks to his experience in the bank and mortgage industries. First time home buyers find that James provide more than enough information when it comes to purchasing a home, including helping the individual understand terms of the loan and preparing for the financial future after taking on a mortgage.
Current home owners look to James to restructure debt or transfer debt in order to feel more secure in their finances. James also has experience in the investing side of the mortgage industry, able to help real estate investors expand rental portfolios for investments to be used for retirement income. James is fully committed to assisting every customer with a quality experience that is both comfortable and smooth.
In his career, James has been able to amass a large contact list which he uses to benefit clients. James has contacts for every category of mortgage lending and finance to ensure each client receives the best deal. James is not afraid to make recommendations that will save clients’ money or help clients to avoid potential frustration as the mortgage experience can be stressful without a knowledgeable specialist by your side.
In his spare time, James likes to continue to be involved in the community, as he has done for many years. He is active with many organizations including the Guelph and District Homebuilders Association where he held the role as president in the past as well as the Waverley Lodge. James enjoys spending time with his wife traveling, especially in Europe. He is a life-long musician who has a talent for playing the jazz organ.
James continues to be focused on his clients and his philosophy has always been to do what is best and right for every client. He has a high rate of repeat business which is a testament to his ability as well as overall character.